You’re returning from a perfect weekend getaway, and a trooper nabs you while you’re still out of state.

Do you admit guilt, drop the payment envelope in the mail, and have it be history…or do you throw it in the trash and hope it just goes away?

Neither, exactly. And just to clear up some misconceptions, this is definitely not a case of, “what happens in Vegas, stays in Vegas.”

If you understood the massive stakes involved, you’d do your research, maybe hire an attorney, and even if you have a clean record do your best to have the ticket reduced or, better yet, thrown out.

The days of speeding tickets simply going away, even if they’re out-of-state, are long gone. And it’s important you do something about it because a speeding ticket can come back to haunt you for years, in ways that you probably hadn’t thought possible.

Unseen affects, budget-hemorrhaging results

Most drivers know that having speeding tickets on their record will raise their auto insurance rates, but few are aware that, depending on where they live, it can affect them in a myriad of other ways, seemingly unrelated to driving. Like when you apply to get a new life insurance policy, to insure a boat, or even to apply for a business loan.

This could mean thousands of dollars. And that’s even before considering that an unsettled ticket could find its way to your credit score to wreak further havoc.

Technically, if you’re a repeat speeder, you’re risky business, and that risk might apply to other aspects of your life—or so say the actuaries, those who arrive at the methodology that takes all those seemingly insignificant factors in your profile, weighs them with factors like your driving record, and determines whether or not you’re high risk. Simply put, whether to charge you a few hundred dollars or a couple thousand on your next insurance premium is a matter of calculated risk.

The business of risk

If you’re one to argue that speeding doesn’t necessarily place you at a higher risk, you’re not going to find much sympathy from insurance companies. As they’re in the business of risk, they raise rates because with habitual speeding comes a much greater chance of injury, property damage, or death. Excessive speed is attributed in the worst, most costly accidents. In about one third of all fatal crashes, 26 percent of injury accidents, and 15 percent of property-damage-only accidents, speed is a factor. According to the Insurance Institute for Highway Safety (IIHS), more than 1,000 Americans die every month due to speed-related crashes. Read the rest of this entry »

Police issue more speeding tickets in Sebastopol than any other city of its size in Sonoma County. But that hasn’t stopped residents from complaining about traffic scofflaws.

“The No. 1 complaint is regarding traffic, mostly speeding cars, usually on neighborhood streets,” said police Chief Jeff Weaver. “If I was to add up all the complaints I get about thefts, drug use, gangs or violent crime, it would not equal traffic complaints.”

Since the department doesn’t have the staff to station police officers in the neighborhoods, the next best thing is to post signs asking people to drive slowly, Weaver said.

“The staffing is the same as in 1986. I still have 14 police officers. We don’t have the time to devote to traffic as we once did,” Weaver said. “If this helps fill the gap, great.”

As part of the program, expected to cost $640, signs and banners proclaiming “Slow Down Sebastopol,” with the city seal and police department shield, will be posted at the entrances to the city, on some civic buildings and in some neighborhoods.

In addition, Weaver said the city will install permanent electronic signs that read a vehicle’s speed in the eastbound lanes of Bodega Avenue in west Sebastopol, and a third portable reader will be available to put at areas where speed or collisions are a problem.

There will not be an increase in enforcement, but Sebastopol already writes more tickets than other small departments.

In 2009, the department made 7,144 traffic stops, many related to the burgeoning downtown tavern scene, compared to 6,004 in 2008, Weaver said.

Officers issued 334 speeding tickets, compared to 641 in 2008. Read the rest of this entry »

QUEENSLAND motorists could be nabbed for going just a little over the speed limit as new digital speed cameras allow police to lower their margin of error.

The introduction of digital speed cameras, which will replace outdated wet-film models from mid-year, will enable the “tolerance” figure applied in the policing of speed limits to be lowered.

That would result in tens of thousands more motorists being booked without any speed limits being changed. The tolerance, which acts as a legal buffer for inaccuracy, is the difference between the speed limit and the detection trigger on cameras and hand-held radars.

It is understood Queensland’s figure cannot be lowered with wet-film cameras because the ageing system cannot process the extra fines that would be generated. But digital cameras would create an advanced fine-processing system.

Police and the State Government will not publicly acknowledge a tolerance figure.

In 1998, the first full-year speed cameras operated in Queensland, the state’s road toll was below 300 – the only time it has been so low since 1955.

Road safety authorities believe that was no coincidence and it has ensured lowering the tolerance will be discussed this year. Other states have gone public with their moves. In 2002, Victorian police lowered the threshold to 3km/h, meaning drivers could be fined for doing 63km/h in a 60 zone.

Victoria’s top traffic officer Ken Lay said the reduction and the public debate it created was one of the main factors in that state’s road toll dropping by almost 100 in the following two years.

Queensland Police Commissioner Bob Atkinson would not comment on tolerance levels.

“What I’m asking people to do is actually not exceed the speed limit at all,” Mr Atkinson said. Read the rest of this entry »

Speeding and parking tickets in the UK will soon rise by $24 as the government imposes a new tax to help address a growing budget shortfall.

British officials are making plans to impose a tax on speeding and parking citations this year in an effort to raise money to cover a growing budget deficit. (Robbing Peter to pay Paul?) Secretary of State for Justice Claire Ward announced the plan in a written answer to a question posed by Member of Parliament Greg Knight. The new revenue would be labeled as a “victims’ surcharge.”

“It is Government policy that, where possible, offenders should contribute to victims‘ services as part of their reparation. Provisions were therefore included in the Domestic Violence, Crime and Victims Act 2004 providing for a surcharge to be payable on criminal convictions, penalty notices for disorder and on fixed penalty notices for road traffic offenses where the offenses are persistent and serious,” Ward said. “We intend to add the surcharge to other disposals as soon as it becomes feasible to do so.”

The tax, which currently stands at US $24, would be imposed on all forms of speeding and parking tickets. Given that there were 1,462,235 speed camera citations issued in 2007, the plan would generate an extra US $35,020,571 from the increase in the cost of a ticket from US $96 to $120. Expanding the fee to cover parking tickets and other non-moving violations would more than double that figure.

The victims’ surcharge was first created in April 2007 as a means of forcing violent criminals to compensate their victims. The fee would now be imposed on motorists whose technical violations — overstaying at a parking meter, forgetting to wear a seatbelt or driving a few MPH over the limit — have no victims.

The UK move follows a global trend. Last week, Georgia became the latest US state to turn toward speeding ticket surcharges as a means of balancing the budget. Michigan, New Jersey, New York and Texas have similar programs

More than a year after Arizona became the first state in the country to deploy dozens of speed cameras on highways statewide, threats to the groundbreaking program abound.

“I see all the cameras in Arizona completely coming down ” in 2010, said Shawn Dow, chairman of Arizona Citizens Against Photo Radar, which is trying to get a measure banning the cameras on the November ballot. “The citizens of Arizona took away the cash cow of Arizona by refusing to pay.”

The Arizona Department of Public Safety introduced the cameras in September 2008 and slowly added more until all 76 were up and running by January.

Supporters say the cameras slow down drivers and reduce accidents, but opponents argue that they are intrusive and are more about making money than safety.

More than 300 communities in 25 states use cameras similar to Arizona’s, including New York, Atlanta, Baltimore, Chicago, Denver, Houston, Los Angeles, Philadelphia, San Francisco, Seattle and Washington, D.C. But the backlash seems to be particularly intense in Arizona. Some people have shown their distaste with the cameras by covering them with boxes, sticky notes and Silly String. In locally infamous cases, one man took a pickax to a camera and another purposefully set off the cameras dozens of times while wearing a monkey mask. Read the rest of this entry »